Acquire or refinance
For non-owner-occupied single-family investment properties where timing and execution risk matter.
- Loan amounts up to $10 million
- Up to 75% day-one LTV
- Minimum FICO from 550
- Prior project experience not required
Business-purpose real estate bridge loans
Bridge financing for
the gap between now and next.
Fuund advises investors seeking short-term capital from third-party lenders for time-sensitive acquisitions, refinances, renovation projects, and investment properties. Fuund is not a lender.
For business-purpose transactions only. All terms are subject to underwriting and lender approval.
550+Minimum FICO for eligible residential bridge scenarios
No prior flipsExperience not required for selected investment-property programs
Selected markets15 states and Washington, D.C.
Indicative parameters
Bridge financing assessed around the property and the plan.
Fuund reviews the full transaction before approaching the capital source. These headline parameters help establish initial fit but are not a commitment to lend.
Renovate and reposition
Funding options for both newer and experienced investors, subject to the scope and exit strategy.
- Loan amounts up to $2 million
- Up to 90% loan-to-cost for experienced sponsors
- Up to 70% loan-to-after-repair value
- Selected programs available without prior flips
Finance transitional assets
Short-term finance from $1 million for multifamily and selected commercial property types, with sizing assessed against the asset, market and business plan.
- Loan amounts from $1 million
- Up to 70% LTV for 2–4 unit multifamily
- Up to 65% LTV for eligible 5+ unit and commercial assets
- Minimum FICO generally 600–625
- Renovation funding considered by exception
Built around real timelines
Acquisition deadlines, maturing loans, renovation plans, and delayed permanent financing can require a focused short-term capital strategy.
Property eligibility
Residential investment and selected commercial assets.
Owner-occupied and consumer-purpose transactions are not eligible. Rural assets and unusual property conditions may receive lower leverage or require additional review.
Single-family investmentBridge and renovation
Multifamily2–4 units and 5+ units
RetailSelected business-purpose assets
OfficeSelected business-purpose assets
IndustrialSelected business-purpose assets
Vacant landResidential or commercial; considered selectively
Capital-partner coverage
Programmes available across selected US markets.
Alabama, Arizona, California, Colorado, Florida, Georgia, Massachusetts, Missouri, North Carolina, Oregon, South Carolina, Tennessee, Texas, Virginia, Washington, and Washington, D.C. Oregon eligibility is limited to commercial properties or residential properties with five or more units.
How it works
Start with fit. Then structure the opportunity.
A focused initial review helps organize the transaction around the relevant lender criteria before outreach begins.
- 01
Submit the opportunity
Share the property, requested loan, business plan, borrower profile, and proposed exit.
- 02
Fuund reviews eligibility
We test leverage, credit, reserves, location, property condition, and repayment strategy.
- 03
Confirm the route forward
If the deal fits, we coordinate the lender submission and next-stage information requirements.
Questions
Before you submit.
Are these guaranteed terms?
No. All figures are indicative and subject to full underwriting, valuation, documentation, lender approval, and change without notice.
What fees apply?
Fuund’s typical advisory fee is 1% of the funds arranged. The fee for a specific transaction will be disclosed and agreed before engagement. The lender’s origination fee starts from 2% for the indicative programs shown. Valuation, legal, diligence, closing, and other third-party costs may also apply and vary by transaction.
Can the property be owner-occupied?
No. This program is for business-purpose and investment-property transactions only, not consumer or owner-occupied residential finance.
Is prior fix-and-flip experience required?
Not for every program. Selected options accept borrowers without prior flips, while higher-leverage rehabilitation structures may require documented experience.
Are liquidity reserves required?
There is no single fixed reserve test for every scenario, but borrowers should generally be able to evidence enough liquidity to cover two to three months of interest after closing.
What repayment plan is required?
A credible exit is essential. Typical strategies include sale, refinance into longer-term debt, or repayment from another documented capital event.
Check initial fit
Have a bridge deal in motion?
Share the property, financing requirement, and timeline. Fuund will review the opportunity against current third-party programme parameters.
Confidential No obligation