Acquire or refinance
For non-owner-occupied single-family investment properties where speed and certainty matter.
- Loan amounts up to $3 million
- Up to 75% day-one LTV
- Minimum FICO from 550
- Prior project experience not required
Business-purpose real estate bridge loans
Bridge the gap.
Keep the deal moving.
Short-term capital for time-sensitive acquisitions, refinances, renovation projects, and investment properties—with a clear path to repayment.
For business-purpose transactions only. All terms are subject to underwriting and lender approval.
550+Minimum FICO for eligible residential bridge scenarios
No prior flipsExperience not required for selected investment-property programs
Selected markets15 states and Washington, D.C.
Indicative parameters
A bridge product built around the property and the plan.
Fuund reviews the full transaction before approaching the capital source. These headline parameters help establish initial fit but are not a commitment to lend.
Renovate and reposition
Funding options for both newer and experienced investors, subject to the scope and exit strategy.
- Loan amounts up to $2 million
- Up to 90% loan-to-cost for experienced sponsors
- Up to 70% loan-to-after-repair value
- Selected programs available without prior flips
Finance transitional assets
Short-term finance across multifamily and selected commercial property types.
- Loan amounts up to $2 million for eligible assets
- Up to 70% LTV for 2–4 unit multifamily
- Up to 65% LTV for eligible 5+ unit and commercial assets
- Minimum FICO generally 600–625
- Renovation funding considered by exception
Built for real timelines
Acquisition deadlines, maturing loans, renovation plans, and delayed permanent financing do not always wait for a conventional process.
Property eligibility
Residential investment and selected commercial assets.
Owner-occupied and consumer-purpose transactions are not eligible. Rural assets and unusual property conditions may receive lower leverage or require additional review.
Single-family investmentBridge and renovation
Multifamily2–4 units and 5+ units
RetailSelected business-purpose assets
OfficeSelected business-purpose assets
IndustrialLoan amounts up to $1.5 million
Vacant landResidential or commercial; up to $600,000
Current lending footprint
Available across selected US markets.
Alabama, Arizona, California, Colorado, Florida, Georgia, Massachusetts, Missouri, North Carolina, Oregon, South Carolina, Tennessee, Texas, Virginia, Washington, and Washington, D.C. Oregon eligibility is limited to commercial properties or residential properties with five or more units.
How it works
Start with fit. Then structure the loan.
A focused initial review means the lender sees a transaction that has already been organized around its credit criteria.
- 01
Submit the opportunity
Share the property, requested loan, business plan, borrower profile, and proposed exit.
- 02
Fuund reviews eligibility
We test leverage, credit, reserves, location, property condition, and repayment strategy.
- 03
Confirm the route forward
If the deal fits, we coordinate the lender submission and next-stage information requirements.
Questions
Before you submit.
Are these guaranteed terms?
No. All figures are indicative and subject to full underwriting, valuation, documentation, lender approval, and change without notice.
Can the property be owner-occupied?
No. This program is for business-purpose and investment-property transactions only, not consumer or owner-occupied residential finance.
Is prior fix-and-flip experience required?
Not for every program. Selected options accept borrowers without prior flips, while higher-leverage rehabilitation structures may require documented experience.
Are liquidity reserves required?
There is no single fixed reserve test for every scenario, but borrowers should generally be able to evidence enough liquidity to cover two to three months of interest after closing.
What repayment plan is required?
A credible exit is essential. Typical strategies include sale, refinance into longer-term debt, or repayment from another documented capital event.
Check initial fit
Have a bridge deal in motion?
Share the property, financing requirement, and timeline. Fuund will review the opportunity against the current lending parameters.
About 3 minutes Confidential review